I have been with Cosenza for decades, for Homeowner's, Auto and Umbrella Liability. Their service has always been great. A new Drive Safe and Save program was introduced by State Farm last year. You are sent a small device to put on your winshield, you install an app on your cell phone and off you go. As a Senior with 2 cars and not driving too much, it was a very pleasant surprise to recently get my new car insurance bill showing a total savings from this program of over $200, for the next 6 months.